Results-driven Portfolio Bank Manager with 8+ years of progressive experience in retail and corporate banking, credit risk management, and client relationship leadership. Adept at driving profitability through strategic portfolio optimization, cross-functional team leadership, and delivering tailored financial solutions. Recognized for exceeding sales targets by 120%+ and earning multiple awards for excellence in customer service, leadership, and sales performance. Combines a Bachelor’s degree in Humanities with specialized certifications in Credit, Risk Management, and Leadership to deliver exceptional value in dynamic banking environments.