Stefani Ambarwati
——————————————————
Stuttgart
Summary
Experienced internal auditor with a strong background in operational and risk-based audits across multiple roles from trainee to senior auditor. Skilled in regulatory compliance, audit planning, and stakeholder communication. Demonstrated ability to lead audit teams, deliver actionable findings, and support continuous process improvement. Known for adaptability, critical thinking, and cross-functional collaboration.
Overview
8
8
years of professional experience
8
8
Certifications
3
3
Languages
Work History
Working Holiday Visa Experience
Multiple Employers
12.2018 - 01.2020
- Adapted to various roles across industries including management and hospitality.
- Gained cultural insight and advanced English proficiency through full workplace immersion.
- Demonstrated flexibility, reliability, and strong communication skills in dynamic environments.
Senior Internal Auditor
PT Bank Nationalnobu Tbk
09.2016 - 11.2018
- Led audit teams for annual audit visits across multiple bank branches under regional oversight.
- Managed full-cycle audits and submitted reports directly to head office management.
- Coordinated with external auditors and regulatory bodies (e.g. OJK) during inspection processes.
- Conducted risk-based audits and developed strategies to improve internal control frameworks.
- Mentored junior auditors and ensured audit team performance during field assignments.
Internal Audit Officer
PT Bank Sinarmas Tbk
05.2012 - 08.2015
- Conducted operational audits at branch level covering credit, risk, SOP compliance, and fraud investigation.
- Prepared audit findings, proposed corrective actions, and monitored resolution progress.
- Reported to Senior Internal Auditor and contributed to scheduled weekly, monthly, and annual audits.
- Ensured alignment with internal policies and regulatory standards across various branch operations.
Internal Audit Trainee
PT Bank Sinarmas Tbk
10.2011 - 05.2012
- Participated in intensive internal audit training, gaining fundamental knowledge of banking operations and audit methodology.
- Shadowed senior auditors and learned procedures for branch and division-level audits.
- Assisted in policy and SOP reviews while building foundational understanding of risk, compliance, and internal control systems.
Education
No Degree - German Language Level C1
Self Learning
Stuttgart, Germany12-2025
No Degree - German Language Level B2
Denkspa Akademi Jerman
Online04-2025
No Degree - German Language Level A1 - B1
Bright Education
Indonesia07-2022
No Degree - Chinese Language And Culture
Beijing Chinese Language And Culture College
Beijing, China01-2016
Bachelor of Science - Computer Science
Universitas Kristen Immanuel
Yogyakarta, Indonesia07-2011
Skills
- Internal Audit (Operational, Risk-Based, Compliance, Fraud Detection & Investigation)
- Knowledge of Indonesian Banking Regulations (eg OJK compliance)
- Microsoft Office and Audit Software / Internal Control Systems
- Basic Programming Logic & Algorithmic Thinking
- Advanced English Communication (verbal & written)
- Certified B2 German (Goethe-Zertifikat), currently studying C1
Certification
Goethe-Zertifikat B2
Timeline
Goethe-Zertifikat B2
04-2025
ZAB Anerkennung/Zeugnisbewertung
12-2024
Goethe-Zertifikat B1
07-2022
Working Holiday Visa Experience
Multiple Employers
12.2018 - 01.2020
Internal Audit Training & Workshop for Auditor
12-2017
Risk Based Internal Audit Training
12-2017
Bank Risk Management
11-2017
Internal Audit Workshop for Auditor
12-2016
Senior Internal Auditor
PT Bank Nationalnobu Tbk
09.2016 - 11.2018
Internal Audit Officer
PT Bank Sinarmas Tbk
05.2012 - 08.2015
Management Development Program (Auditing)
05-2012
Internal Audit Trainee
PT Bank Sinarmas Tbk
10.2011 - 05.2012
No Degree - German Language Level C1
Self Learning
No Degree - German Language Level B2
Denkspa Akademi Jerman
No Degree - German Language Level A1 - B1
Bright Education
No Degree - Chinese Language And Culture
Beijing Chinese Language And Culture College
Bachelor of Science - Computer Science
Universitas Kristen Immanuel
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